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New Episode Is Out On WTM Podcast! Key Takeaways From Prof Prasanna Tantri On RBI's Big Banking & Capital Reforms

Diksha YadavOct 10, 2025, 10:29 AM | Updated 10:29 AM IST
WTM139: Prof Prasanna Tantri on RBI's Banking Reforms

WTM139: Prof Prasanna Tantri on RBI's Banking Reforms


“In India, NBFCs adopted the Expected Credit Loss (ECL) model before banks, whereas in most parts of the world it’s the other way around.

“For banks, ECL will only work if governance improves. Without honest boards and independent oversight, no model or framework can save banks from poor judgment.

“Letting banks fund acquisitions is good — capital should move to efficient hands. But without fixing business bottlenecks, reforms alone won’t unleash real M&A activity.


Prof Prasanna Tantri joins us in the latest episode of What This Means to discuss the good and the bad of the RBI's latest banking and capital reforms.

Listen to the full episode on Spotify, Apple podcasts or on our app.

Tune in now!

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