Insta
Indian Agriculture. (Sipra Das/The India Today Group/Getty Images)
Weather Risk Management Services (WRMS), a climate risk management firm has claimed that those who had enrolled under the Pradhan Mantri Fasal Bima Yojana (PMFBY) scheme had expressed that they were satisfied with the implementation of the scheme, PTI has reported. A high percentage of farmers enrolled under the scheme have received payouts according to WRMS.
However, the survey conducted by BASIX in eight states has also revealed that 28.7 per cent of farmers are still unaware of PMFBY. The survey was conducted in Uttar Pradesh, Gujarat, Odisha, Andhra Pradesh, Chhattisgarh, Nagaland, Bihar and Maharashtra.
PMFBY, launched in 2016, offers a uniform premium of two per cent for all Kharif crops and 1.5 per cent for all Rabi crops. In case of annual commercial and horticultural crops, the premium to be paid by farmers is 5 per cent.
Enrolment of non-loanee farmers has been a problem according to the survey as the scheme requires sowing certificates and land records from revenue department. Farmers have complained that the process of getting these documents is time consuming.
“41.3 per cent of the farmers cited lack of necessary documents as the major challenge to get insurance and the other challenges were small land holdings (21.4 per cent), lack of assistance from government officials (26 per cent) and inefficiency of online systems (17.3 per cent),” the WRMS survey has revealed.
Support Swarajya's 50 Ground Reports Project & Sponsor A Story
Every general election Swarajya does a 50 ground reports project.
Aimed only at serious readers and those who appreciate the nuances of political undercurrents, the project provides a sense of India's electoral landscape. As you know, these reports are produced after considerable investment of travel, time and effort on the ground.
This time too we've kicked off the project in style and have covered over 30 constituencies already. If you're someone who appreciates such work and have enjoyed our coverage please consider sponsoring a ground report for just Rs 2999 to Rs 19,999 - it goes a long way in helping us produce more quality reportage.
You can also back this project by becoming a subscriber for as little as Rs 999 - so do click on this links and choose a plan that suits you and back us.
Click below to contribute.
Latest