WhatsApp Launches In-app Payments Via UPI In IndiaWhatsApp has over 200 million active users in India. (Carl Court via Getty Images)

After several months in development, WhatsApp has finally launched in-app payments via UPI in India.

The payments option is embedded within the attachments menu in the chat. Clicking the payment option leads to phone number verification via an SMS and then detects the bank accounts linked with that number.

Once the bank account is linked to the application, payments are processed via government’s UPI route. As of now, users can only send money via the app. Both the sender and receiver need to have payments enabled in their respective apps.

The option has been enabled for beta-testers of the application in the country, which means that it’ll soon be rolled out for other users as well.

India is WhatApp’s biggest market, with more than 200 million active users, and has among the highest penetration among messenger applications in India. Hike messenger had also integrated payments into its chat earlier.

Given WhatsApp’s reach, the move bodes well for the future of digital payments in India, which the government has been aggressively pushing since it came to power.

The new attachments menu with Payment tile. (Harrshit Varma/Swarajya)
The new attachments menu with Payment tile. (Harrshit Varma/Swarajya)

An Appeal...

Dear Reader,

As you are no doubt aware, Swarajya is a media product that is directly dependent on support from its readers in the form of subscriptions. We do not have the muscle and backing of a large media conglomerate nor are we playing for the large advertisement sweep-stake.

Our business model is you and your subscription. And in challenging times like these, we need your support now more than ever.

We deliver over 10 - 15 high quality articles with expert insights and views. From 7AM in the morning to 10PM late night we operate to ensure you, the reader, get to see what is just right.

Becoming a Patron or a subscriber for as little as Rs 1200/year is the best way you can support our efforts.

Become A Patron
Become A Subscriber
Advertisement