RBI's Inflation Expectations Survey Impacts Your EMI — And It's Almost Certainly Off The Mark

Is the RBI Getting Inflation All Wrong?

Dear Reader,

The RBI’s inflation expectations survey helps shape interest rates—and your EMIs.

But what if the survey itself is deeply flawed? The numbers suggest just that. Inflation expectations in RBI surveys have been consistently 3-5% higher than actual inflation.

If the RBI is using this to justify high interest rates, has the Indian economy suffered because of it?

The survey’s methodology seems outdated, especially when compared to global standards. Should the RBI fix it?

More importantly—can you afford for them not to?